Secrets of Bonding 163: Financial Statement Fraud

You know the old adage, "Financial statements don't kill people, people kill people." While it's true there can be misrepresentation and deception in a financial statement, the document is not inherently bad, it is the poor intentions of the preparer or company that is to blame. As credit analysts, we always review and rely on FSs when underwriting surety bonds.

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Understanding the Importance of Quality in Manufacturing and Services

Why it should be foremost given the current political atmosphere. It's something that's heard all the time now: "They don't make 'em like they used to" or "Another product made outside of the United States."

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New Product Process - Steps 1 - 4

In the first article, I wrote about why new products are important to an organization -increase the acquisition of new customers; growth of current customer ROI; open or broaden to a new market or industry; improve or push a company's resources; increase market share within the industry. Here we go...

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Emerging Technology Is Changing How You Can Do Business

I love technology, and we're fortunate to be living at a time when most of us are experiencing the great evolution of technology. For instance, we have cars that are out on our streets driving themselves. We have incredible advances in medicine and have eradicated diseases.

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Dashboard Reporting Still Rules for CEOs

We live in a world of immense technical innovation and data is something many of us are immersed in, and there are times when there seems to be too much of it. Other times, we're seeing a lot of information, but it's not being presented in a way that is relevant and provides us a chance to make informed decisions. As the owner of multiple companies and brands, I spend a lot of my time looking at data.

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The Burn Rate

In the surety underwriting business, we are forward looking. Bond decisions are based on a variety of factors including "The Four C's of Bonding" (Read Secret article #5). Surety capacity levels are determined and used as a guideline to administer the account.

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Secrets of Bonding 160: No More Performance Bonds

This is the Bonding Companies worst nightmare. In this, the 160th article of this surety series, we will cover the situations in which no Performance or Payment Bond is needed! Some of the projects are big and federal, some are private, ALL are unbonded.

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